A note for professional advisers
If a client has sent you this link, or you have arrived here alongside one, this page is written directly for you. It explains what we do, where our work sits relative to yours, and why the clients who engage with us tend to stay with their existing advisers throughout.
We are not a competing practice. We are a capital architecture function that sits above the trading business — above the accountant, above the solicitor, above the IFA. We design the structure. The advisers your client already trusts continue to operate within it.
The scope
The accountant continues to file. The solicitor continues to advise on contracts. The IFA continues to manage the portfolio. The architecture we design sits above all of that — it determines how capital flows between those layers, how it is protected, and what it costs. That is the gap. That is what we address.
The gap
The gap between what a founder needs and what their existing advisers provide is not a failure of those advisers. It is a structural gap in the profession. Accountants are trained in compliance. Solicitors are trained in contracts. IFAs are trained in regulated investment products. None of them were trained in capital architecture — because capital architecture is not a regulated profession. It is a discipline that sits between the regulated professions, coordinating them.
When a client arrives at us, they are not arriving because their accountant did something wrong. They are arriving because nobody ever showed them the layer above the accountant. That is the conversation we have. It is not a competitive conversation. It is a structural one.
In almost every case, the client's existing advisers continue to work with them throughout the implementation and beyond. We coordinate with them directly where the structure requires it.
The process
The client completes a ten-minute structural audit. It produces their Capital Vulnerability Index score, their three-layer structural position, and the annual cost of their current gap in real numbers. Every submission is reviewed personally.
A 30-minute call. We map the specific gaps in their architecture, calculate their annual leakage in real figures, and produce a Founder Briefing Paper — prepared specifically for their numbers. The Briefing Paper is the first document that shows them exactly where they stand.
The full structural design. Income tax, CGT, and IHT addressed simultaneously. Bespoke to their business, their family, and their exit horizon. Produced alongside specialist commercial barristers. HMRC clearance obtained before implementation begins.
The structure is built. The barristers draft. The client's existing advisers are briefed where the structure intersects with their scope. The architecture is live in approximately eight weeks. The client's existing professional relationships continue throughout.
Working together
If you work with founders, business owners, or families with significant assets and you have clients who you believe are structurally exposed — clients who have never had the conversation about the layer above their business — we are open to a direct conversation about how that referral works.
We do not operate a formal referral scheme with financial incentives. What we do offer is a direct line, a clear process, and the assurance that any client you refer will be treated with the same rigour and discretion you apply to your own practice.